Website Terms of Use


All material on this website has been prepared or made available by Retail Mosaic Pty Ltd (ABN 13 650 067 397) (“Retail Mosaic”) for informational purposes only and is not a solicitation, an offer, or a recommendation to buy or sell any financial instrument or to participate in any trading strategy. Unless otherwise stated, the material presented on this site is not a research report as defined under ASIC guidance. These Terms of Use apply to and any other affiliated site on which this link appears on. These Terms of Use apply to all visitors of this site. By accessing the Retail Mosaic website, you agree to be legally bound by these Terms of Use.

The terms and conditions governing the provision of services by Retail Mosaic are set out in the Terms and Conditions of Subscription.

General Terms

The purpose of this website is to provide a general insight and outline of the activities of Retail Mosaic. Your access to this website is conditional upon your acceptance and compliance with the terms, conditions and disclaimers and your use of, and/or access to this website constitutes your agreement to these Terms of Use. The information on this site is subject to change without notice. While every effort has been made to ensure the accuracy of information contained on this website, neither Retail Mosaic and its directors and officers or any other party makes any representations as to, and takes no responsibility arising in any way (including negligence) for errors in, or omissions from, the information contained on this website. To the full extent permitted by law, Retail Mosaic makes no warranties in respect to the information on this site and disclaims all liability that may arise due to any information contained on this website being inaccurate, unreliable or incomplete. Unauthorised use of Retail Mosaic’s website and systems, misuse of passwords or misuse of any other information, is strictly prohibited. You may not use this website in any manner that could damage, disable, overburden, or impair Retail Mosaic website, or interfere with any other party’s use and enjoyment of the Retail Mosaic website. You may not attempt to gain unauthorised access to the Retail Mosaic site, computer systems or networks connected to the Retail Mosaic site, through hacking, password mining or any other means. By use of this site and the terms set forth, you agree that you will not engage in any activities related to this website that are contrary to applicable laws or regulations.

No Offer

All information and materials published, distributed or otherwise made available on this website are provided for informational purposes, for your use only. No information or materials published on this website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever. Retail Mosaic does not provide investment, legal or tax advice through this website and nothing herein should be construed as being financial, legal, tax or other advice. Retail Mosaic does not represent that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on this website. When making a decision about your investments, you should seek the advice of a professional financial advisor or qualified expert.

Intellectual Property Rights

Copyright of the information on this site is owned by Retail Mosaic or used with the permission of the copyright owner. Other than for the purpose of or subject to the conditions prescribed under the Copyright Act 1968 (Cth) (or any other applicable legislation throughout the world), or as otherwise provided for in this copyright notice, no part of any of the information may in any form or by any means (including electronic, mechanical, microcopying, photocopying or recording) be reproduced, adapted, stored in a retrieval system or transmitted without the prior written permission of the copyright owner.

Use of links

This website may contain links to websites offered by third parties. These linked websites are not under the control of Retail Mosaic, and Retail Mosaic do not make any representations as to the contents of any third party websites. Retail Mosaic shall have no liability for third party content or websites or websites linking to or framing the Retail Mosaic website.

Social Media

The Retail Mosaic website may contain social bookmarks which are identifiable by means of their respective buttons. Social bookmarks allow users of certain social media platforms to post links to selected Retail Mosaic web pages on their social media accounts in order to bookmark them or share them with their social media contacts. If you use social bookmarks, you will be sending personal identifying data to the respective social media platform. Any comments or activity made by or carried out by persons using social bookmarks is not controlled, endorsed or monitored by Retail Mosaic and Retail Mosaic shall not be responsible or liable for such comments or activity. Persons who share Retail Mosaic communications via social bookmarks are not authorised to speak for or represent Retail Mosaic.


Retail Mosaic may process personal data as part of and/or in connection with your access to and/or use of this website. This includes using cookies and similar technology to collect information about your use of our website and your preferences. For further information regarding how your personal information will be treated when using this site, please refer to the Privacy Policy.

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